12 February 2019
My office colleague asked my name, contact address for reference in his personal loan. he paid 45% of the loan and he is not paying loan for 7 months. hdfc persons calling me you are in permanent address as well you responsible for his personal loan. Now i get to know he misused my name, contact no and address in permanent address...HDFC threatening me your are responsible to pay otherwise you have face legal action of the bank.?
What to do? give me a solution to relive me from this problem?
12 February 2019
If you have not signed as Surety for loan taken by your colleague, then you are not liable to pay the balance loan. However consult a local advocate for further guidance.
The applicant used my address as permanent address. hdfc person asked me you name contact and address in permanent address so we taken you as equivalent to guarantor. you also forged our bank.
