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Legal hier certificate

(Querist) 26 February 2017 This query is : Resolved 
My grandfather died in the month of july 2016. He has not made any nominees in his bank account. We need to make a legal hier certificate for the banking purpose to withdraw the money from his account.

Kindly assist
Kumar Doab (Expert) 26 February 2017
The local Tehsildar's office may be issuing it, after inquiry(ies) by revenue officials say: Kanaungo, Patwaari.
Kumar Doab (Expert) 26 February 2017
The procedure and discretion may vary from place to place.


At some locations any Legal heir may appear before designated Authority in say; People Convenience Centres; say Suvidha Kendra and submit an affidavit before Ex. Magistrate and get it same day.


Kumar Doab (Expert) 26 February 2017
The procedure and discretion may vary from place to place.


The local BM/banker may:

-accept verification by local Area MC Councillor.

-pay as per threshold value set by bank.

-ask all legal heirs to sign Disclaimer in favor of one legal heir and accept Indemnity,surity and pay.





Kumar Doab (Expert) 26 February 2017
In any case legal Heir Certificate, once obtained can be useful for future purposes also.
Advocate M.Bhadra (Expert) 26 February 2017
There are far difference between legal heirs certificate and succession certificate. For movable property(i.e. bank balance, share and security investment) no need to obtain Legal heirs Certificate. For small amount of money bank generally pay to the successors by making indemnity bond, affidavit of successor and no objection by non-claimant, contact with bank. Failing which you should obtain Succession Certificate from the court by filling a case, that bank must pay to the successors.
Adv. Yogen Kakade (Expert) 27 February 2017
I agree with the experts
Rajendra K Goyal (Expert) 28 February 2017
Bank may receive sworn affidavit from person known to Bank, good for amount involved declaring the legal heirs of the deceased, if you are facing difficulty in getting legal heir certificate.

The procedure is in line with the RBI directives.
Guest (Expert) 28 February 2017
A good Advise by Madam RK Goyal
Rajendra K Goyal (Expert) 28 February 2017
Any vague / unwarranted / irrelevant / posts should be avoided.
Neither it is a good habit nor requirement of the thread..
Experts should try to be sober
Guest (Expert) 28 February 2017
A Perfect advise by madam goyal
Rajendra K Goyal (Expert) 28 February 2017

Some experts are very serious to increase no. of posts through vague / unwarranted / irrelevant posts. A good method to increase replies without having legal knowledge
Kumar Doab (Expert) 01 March 2017
Thanks for agreeing Mr. Yogen Kakade.
adv. rajeev ( rajoo ) (Expert) 24 June 2018
The certificate issued by Tahasildar is legal heir certificate it is not succession certificate, succession certificate can be issued only by civil court.


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