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ganeshkumar (Audit Officer)     08 June 2012

Settlement deed and coapplicant

My wife has taken a housing loan in her name from LIC Housing Finance Limited as a sole applicant.  Now I would like to contribute in her repayment of interest and principal payments.  What are the procedures I have to do to get tax benefits.  Whether executing settlement is correct after becoming a co-applicant to the existing loan?  Whether the LICHFL can reject my application for coapplicant for the existing loan and deny NOC for executing settlement deed in my favour?



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