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MANOJ SANKHE (student)     20 February 2012

Ipc 138, cheque given againt loan, only sigined body blank

HALLO I M MANOJ

I HAVE TAKEN A LOAN  FROM A URBAN CO OP BANK.

THE BANK SANCTIONED 2 LAKH RS FOR VEHICLE LOAN AGAINST IT VALUATION.

 BUT ACTUAL WAS COST A RS 2,60,000.

SO BANK ANCTIONED HOME REPAIR LOAN OF RS 60000

AND TOTAL 2,60,000 RS BANK PAID DIRECT TO THE PARTY BY DD.

LOAN TENURE WAS 60 MONTH OF EACH LOAN.

BANK TOOK 60+60 CHEQUE FROM ME FOR REPAYMENT.

ALL CHEQUES WAS ONLY SIGNED AND OTHER PORTION WAS BLANK.

 CHEQUES ARE FROM SAME BRANCH AND BANK.

NOW BANK PRODUCED THAT  CHEQUES FOR REPAYMENT AND BOUNCING.

AND FILLING CASES U/S 138, 420.

NOW I HAVE PROVED TO THE JMFC AND I  ACCQITTED

AFTER THEN I PAID ALL RS 3,10,000/- UNDER OTS.

THEN BANK GIVEN ME TO TERMINATE LOAN NOTEFROM RC BOOK.

AGAIN AFTER 2 YEARS BANK FILLED A CASE  IN SAME MANNER.

BANK AWLAYS SAYS THAT  CHEQUES  ARE GIVEN IN WRITING BY ME. PLEASE HELP



Learning

 1 Replies

C. P. CHUGH (Practicing Lawyer)     20 February 2012

Once the Loan amount has been fully paid and termination letter issued, Bank is acting against the settled law and principal of Natural Justice.  You should approach Bankers Ombudsman and make a complaint in writing against the defaulting Bank and its Prinicpal Officers.

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