house loan

hello sir mera naam nishant h...mere papa 10 ya 12 saal pehle punjab natinaol bank se house loan liya...jis k base p papa ko bank ki taraf odi limit ka b benifit mila tha..hum us loan ki kiste acche se de b rahe h...lag bhag adha amount abi bacha h...lekin abi ek mahine pehle mere papa expire ho gaye h to ab us loan ka kya hoga...wo loan maaf ho sakta h..or koi benifit hame mil sakta h ya...wo loan ka amount hame pura he dena hoga..plz sir batao ap muje..