fraudulent withdrawal from savings account

Lodge FIR immediately. File a complaint in consumer court  as well against the Bank as the same  is guilty of deficient services.

Please advise steps to be taken apart from filing FIR and filing complaint with Bank.

First lodge a written complaint with the concerned branch head with copy to its regional/zonal office. Obtain acknowedgement from branch head. File RTI appln [U can refer my files on this site for procedure] with CPIO of the bank and obtain certified copies of account opening form, specimen sign-card, all cheques fraudulently paid, statement of account etc. If bank does not react favourably within a month, file complaint with Banking Ombudsman of the State where U have account. For details of ombudsman schem, visit www.rbi.org.in  

Bank will decide to file FIR or not by itself. Fraud has been perpetrated with the bank. Normally, if bank HO is convinced that amount is defrauded without connivance or negligence of customer, it pays back the amount to the customer and recovers from fraud insurance policy. However Ombudsman is a quasi judicial authority created by RBI for deciding disputes with the bank and public. It is the fastest and cheapest procedure and even advocate is not required. U can present all the documents obtained under RTI and convince that fraud has been perpetrated and u have lost the amount. Pl claim amount plus interest plus compensation for mental agony, opportunity loss, expenses, tension,failure of meeting financia commitments to others and defamation etc. 

One of my friend come across the thing from Union Bank of India,Madurai Town hall Road Branch.The mistake has happened due to the core Banking System Same Account  Number from different place.Immediately my friend complained and mistakes rectified within One Hour. Bank Manager is vicariours liable for that and you can complaint before Ombudusman.If the problem is not rectified within short time you can ask for information before Right to information Act.

I do agree with Mr. Harbhajan Singh Thukraal.

He asked what he should do to register FIR.  He has to give application/complaint to the SHO of the area wher ethe bank branch is located.

Sudhir,

don't open old dead threads.

Regards,

Shonee Kapoor

harassed.by.498a@gmail.com