An excess payment was done to an Indian credit card companyby me totally due to the mistake of the credit card company.The company accepted its mistake & is ready to retun the money with interest after around 50 days of retiaining the excess amount & only after lot of correspodence by me
The company is ready to pay only FD rate of interest of around 4.25 % yearly instead of the credit card companys rate of interest of 4.5% monthly which the credit card company charged from its customers for delayed payments
Is the credit card company justified in paying only FD rate of interest & secondly is the company commiited a criminal offence by not giving me the credit card interest rate charged by it from the customers for delayed payment(causing me wrongful loss )
(The issue here is not about recovering my money but exposing the cheating attitude of the credit card company)
