respected sir/madam
i am a 70 years old male and my wife 62 years old living in our own house earned by us
today my wife admited in madras midical mission hospital which rwquires 14kak rupee for her treatment
i cam to know there is provision in reserve bank of india bank loan as known as reverse mortgage loan
if both are seniors and in need of money for there medical or other requirment any goverment bank may saction loans depend on market value with IDBI for a loan of 12lak and they collected all document and promised saction with in 10days due to urgengy
to my surprice the bank after 20days refused loan on the bases of my CIBIL score
i am not defaulter after 2004 no cridit card only jewel loan house loan and car loan all are repaid in time
the reverse mirtgage the repair is the property because i need not repay if i am not possible to do
after both of us died the bank may sell and took all money as per the loan agreement
NY QUESTION IS CAN I FILE A CASE AGGAINST THE IDBI AND CIBIL
THANKS IN ADVANCE
