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Santu   27 March 2017

Partial disability & job loss for hotel & company

Please find below the incident Summary:

I was working as a Branch Manager with Bharti Axa Life Insurance Co Ltd for Kakurgachi Branch (Kolkata) from 18-Sept-2014 to 22-Nov-2016.

Our East Zone Head who sits in our zonal office in kyd street has organised a zonal meeting from Sept 4-5, 2015 in Dee Empressa Hotel banquet hall (Kyd Street, Kolkata) which has been booked for the same.

On the last day of the meeting, that is 5-Sept-2015, me along with my other colleagues took lift from 5th floor as Lunch was arranged in ground floor restaurant. We were around 8-10 people in lift and all are employees of Bharti Axa, there were no outsiders. We all were attending meeting in 6th floor banquet hall with total around 25 Branch managers from across East, 3 regional managers, our zone head and HR head.

It was an automatic lift, and when we all are into the lift, the door closed and started moving. While in lift I never felt that the lift is free falling and suddenly between 1st floor & ground floor, the lift stopped with a huge sound and jerk, I fall down on my knees with sheer pain. The lifts door is half upward and half down. The door has been opened and me and others were dragged outside.

Then was taken to the nearest Mercy Hospital (park street) emergency ward, where pain killers were given, and Xray was done, which was showing no fracture but soft tissue injury with no further details. Suggested to come after 5 days for checkup.

After 5 days, I went to Fortis Hospital on 11-Sept-2015, met Dr.Gaurav Gupta and after MRI, it was found that I had multi ligament torn which is in extreme bad shape. My ACL ligament is 100% torn that need to be re-constructed; my LCL ligament completely disrupts, needs re-construction; and only PCL ligament is around 30% torn which will slowly heal. Major multi-ligament surgery of around 6 hours happened on 22-Sept (almost after 2 weeks of Incident).

As per doctor, I will take 8 weeks post surgery to start walking slowly, then total 12 weeks from surgery to walk normal. Have to go through rehabilitation and instructions for healing. Complete cure may not be possible but walkable only happen after 6-7 months from surgery.

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Till now, after 17 months almost, I am not fully recovered and my last Checkup, doctor said I will never be back to normal as I was before and will have limitations pyhisically. The damage that has happened to me is a lifetime affair now. I am still in a partial handicap or disability position with lots of physical challenges and limitations and always have a chance to get few of my constructed ligaments to get disrupted on any uneven situations.

I have all the medical proofs & documents regarding my injury & this event.

Its only me & my family knows the level of sufferings we had gone through from the date of accident to operations till now. I can’t today walk freely as knee still lacks balance, so have to be highly conscious always; If someone pushes me I won’t be able to keep balance & will fall; I can’t run & play with my kid neither can take her on my lap; I have to sleep straight on bed carefully keeping in mind that the legs didn’t get twisted; I can’t carry any weight more than 1kg; I can’t walk longer else it start paining severely; I can’t run nor even jog; Can’t walk smooth or fast; Can’t climb stairs normally; The LCL (Lateral Co-Lateral ligament) doesn’t have any guarantee & can get torn anytime; The stitch area still pains & have strange feelings when touched with some places have no sense; Currently my leg looks different much thinner in various portions, and has pain in various points; I am unable to do normal activities & is always at risk of getting damaged further.

----

Prior to the notice I sent to the company, from December-2015, I have been following up with the company to pay me my medicine bills and physiotherapy bills post surgery. Initially company was denying to paythe total billed amount of Rs.1.07Lacs, after tremendous follow-up from my side, and last legal threats given to them, the company paid Rs.80000 on Feb-2016 to settle the medical bills raised of Rs.1.07Lacs.

----

What I have done & what happened in between April-2016 till date:

1) I sent a mail to the Kolkata Police commissioner to help me in this regard to get compensation from hotel, where he forwarded the matter to SI in new market police station. The SI visited few times in the hotel for enquiries and told me to file a criminal case with Sec 156 clause 3 non bailable warrant

2) I have sent 3 notices to the hotel from my side demanding compensation of Rs.5crore, no response received

*3) Post company paid me Rs.80000 towards medical bill reimbursement, I have not done any further communication on this. But May-2016, the zonal head and HR issued me a PIP mail regarding my performance from Jan-Apr'2016 with target to achieve else will be terminated.

I send mail communications describing my physical situations my inability to give 100% to job due to limitations.

Without I forming they withdraw the PIP issued against me.

In July-2016 again they issued me again PIP mail stating to deliver target else will be terminated. 

I have send a damage compensation notice to the company and its personnel's demanding damage compensation of Rs.3crores. After a month when I reminded them as not getting any reply, within 7 days, the HR issued me a "Show Cause Notice" mentioning that I am making frivolous claims against the company and strict action will be taken on me for making such demands and asked for an explanation. I then sent them a reply against the notice, Post that everything gets quite.

In between, the time frame for the PIP mail already expired as it was for the period of July-Aug-Sept'2016, and results should have been declared with whatever actionables timeframe was till Oct'16. Also, I was able to deliver the target given for that period, but one cheque of. Policy of Rs.2.25Lacs got bounced in August itself but there was no information to me from the company wide, so unable to understand the status. Later in November 1st week, I enquired and found that the cheque of 2.25Lacs got bounced in 1st week of August'2016 itself, and when charged the operation & finance team, they apologized for their mistake of ignoring the case and not informed me.

In mid of November, the zonal head and HR head calls me to meet. They raised the issue that due to the cheque bounce of 2.25Lacs during the period of JAS'2016, I am unable to meet the target as given in PIP mail issued in July'16, hence they will tarminate me. I repeatedly told that the cheque bounce information came late and the customer is genuine and I will get the same resolved. Post that day's meeting, I received mails for .Y Ter.inTion and ordered to vacate office immediately. There is a long mail trail on this matter but repeatedly they are saying that the business of 2.25Lacs case is not genuine else why it should get bounced, which clearly indicates that if that cheque doesn't get bounce, I would have come out of that PIP matter. I had to leave office on 22-Nov.

Also, the customer of that 2.25Lacs case made payment on 23-Nov'16 & send me the receipt also which proves my case was genuine which these zonal heads tried to frame as an ingenuine fraud case.

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Now What I want to do:

1) File case against both my company as well as the hotel for damage compensation

2) File criminal case against hotel as well as my company if possible

My company hasn't reported the incident to police when it has happened and that's a suppression of facts for which they can be held guilty also apart from damage compensation demand.

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I have all relevant medical documents of all hospitals, all company Y communication emails and documents etc.

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Request your feedbacks on the case and what could be done so that I get compensation from both hotel and company as well taking actionable against them.

Regards,

Santu Sen

Mobile: 9007804310



Learning

 20 Replies

Kumar Doab (FIN)     27 March 2017

PIP: The easiest approach is come out of PIP again, as in the past by explaining in writing under proper acknowledgment.

 

Cheque Bounce; You have already posted that “I enquired and found that the cheque of 2.25Lacs got bounced in 1st week of August'2016 itself, and when charged the operation & finance team, they apologized for their mistake of ignoring the case and not informed me.”

You must be having the MIS circulated by respective teams.

Post the reply on PIP.

It is not your cheque that has bounced.

Kumar Doab (FIN)     27 March 2017

Medical Claim: Refer to T&C of the The Group Mediclaim Policy of the company, if any arranged for you.

Go thru T&C like: Co-share, exclusion Criteria etc relate your claim.

Partail Disability: Has the specialist doctor issued certificate of disbality?

It is accident while on duty.

It is believed that you are not covered by ESIC as per salary drawn by you.

Confirm: If you are covered but was not covered by company Or you are not covered.

Take help of local counsels to fasten your claim on Hotel and Company.

Kumar Doab (FIN)     27 March 2017

As a Brach head you may or may not be covered by the def. of ‘Workman’as in |D Act, ‘Employe’ as in West Bengal Shops & Estbs Act.

The nature of duties on record (In notes/notings/emails etc in records of the company) can be examined by local counsel specializing in Labor/service matters for a considered opinion.

 

Do you have any powers to sanction (not just recommend) leave/increment/appoint/terminate/appraise etc etc!

Can anyone change/amend/cancel, your recommendations?

Your counsels can opine if you would be covered by enactments like Workmen Compensation Act/Emploee Compensation Act, any compensation was payable and paid or not, compensation that was payable as per nature of disability, the insurer of the lift (if any) to be made a party, the lift hasd mandatory inspection and clearance certificates or not, the police complaint was to be lodged or not and by whom and why it was not lodged and who becomes liable, Why employer has not informed injured employee of compensation payable to him after accident…. etc etc !

As per you lift has malfunctioned.

If employer-employee are not able to come to an agreement on compensation then it lands in court of law.

 

Kumar Doab (FIN)     27 March 2017

If you are apprehensive of Termination; then your local counsel may opine to get stay from court of law.

In some states employee’s unions for employees of private insurers was formed.

Check for it in your state.

 Or Employee’s/trade unions may embrace you.

 

PIP: Also try by escalating to good offices of appointing authortiy,MD,CEO and resolve in your favor.

Kumar Doab (FIN)     27 March 2017

I am sending you a few links that you may go thru and pick up relevant points.

Dr. Atul [9013898936] (Lawyer, Scholar)     27 March 2017

Sorry about your pain Santu Sen. You may want to refer to the decision of the National Consumer Disputes Redressal Commission in P.G. Pai vs Care Elevators & Engg. Co. Pvt. In that consumer complaint, an employee of Kingfisher Airlines lost his life in a lift of his office building, which was a rented premises. A consumer complaint was filed against the Company looking after the maintenance of the lift, the owner of the building which had been leased by Kingfisher as its office, Kingfisher Airlines itself and the manufacturer/installer of the lift, Otis. All the Respondents took a defence that the deceased was not a consumer as no services were rendered to him. The Commission held that compensation could not be claimed from Otis or Kingfisher. But the Commission further held that the deceased fell within the meaning of consumer as he was a beneficiary of the services availed by Kingfisher Airlines which had paid for the services, and because the deceased was an employee of Kingfisher, he had permission from Kingfisher to use the lift and he was therefore a consumer. Ultimately, negligence was held to be proved and Rs.1.23 Crore was directed to be paid as compensation, 75%  by the party responsible for maintenance of the lift and 25% by the building owner.

In Rashmi Handa v. Otis Elevator & Ors., an IRS officer lost his life because of lift malfunction in his Government office (CGO Complex, New Delhi). The defence of mintainability of consumer complaint seems to have been raised but not seriously discussed by the National Commission though. Rs.3.01 Crore was awarded as compensation, 70% of which was directed to be paid by the lift installer, Otis.

The next step would be proving negligence. The fact that you suffered serious injuries in course of use of the lift is a res ipsa loquitor; i.e. the things speak for themselves. But it would be useful to collect record of injuries to others also, who were in the lift with you when the incident occured and what your Company may have stated in response to your demands for compensation.

Supreme Court judgment in Nizam Institute of Medical Sciences v. Prasanth S. Dhananka & Ors. may be referred for claiming compensation for loss of earning capacity.

Limitation for filing consumer complaint is two years so don't wait too long.

I can't understand how your post veered off to PIP mail, but I guess KD has taken care of that. Hope and wish you recover your strength friend.

Santu   28 March 2017

The case is very strong in all aspects and i have all the proofs and documents as below:
1) Invitation mail from company Bharti Axa to me and the participants for the Zonal Meet with Venue mentioned with the hotel name.
2) After the incident, we were taken to the nearest hospital Mercy Hospital, Park Street. The medical card issued by the hospital mentioning lift fall in hotel with details of injury diagnosed
3) Full medical and operations report of Fortis Hospital where i did my treatment and surgery. The total bill was 2.54Lacs, where i got 2Lacs from the company mediclaim and remaining was paid by credit card of the company's zonal head after i threatened them that i will not leave the hospital till. Ya bills are paid 100% by company or who so ever responsible
4) All post and press hospital treatment documents and reports
5) The mail trails which i have send my company HR & Zonal Head demanding 1.07Lacs of cash expenses which i have done during pre and post hospital along with all bills, and long mail followups started in Dec-2015 & finally got Rs.80000 in Feb-2016 against total bill of 1.07Lacs
6) The PIP letter that i first got in April-2016 & all my mail trails aganist that till June-2016
7) The PIP initiated in April-2016 was against the performance for Jan-Feb-Mar-April, which was later unofficially withdrawn with no actionables from the company side due to my mails
8) Further new PIP issued to me in July-2016 for performance of April-May-June'2016 with given timeframe for that is from July-Sug-Sept'2016
9) All my mail trails further against that PIP with indications of my injury and disability situations
10) I issued a notice to the company demanding damage compensation & mentioning the harrasement & consiparacy to throw me out of the job where i mentioned that i am ready to resign from the job if company pays be sufficient compensation
11) The company issued me a Notice asking clarification of why i am making such claims. That notice also i have where the company has clearly stated the incident details in the hotel mentioning the name of the hotel, event date, the money they paid me against the bills, and my performance related matters. THIS IS A STRONG DOCUMENT WHERE COMPANY ACCEPTED & MENTIONED THE DETAILS OF THE FULL INCIDENT.
12) I have replied to their Notice with Legal aspects & points mentioned.
13) The PIP issued in July expires after September-2016. On actuall books i have achieved also the target, but they triggered the point of a customer's cheque bounce which i have proof that the company officials has never informed me earlier & never reflected in the MIS of the company also. It only got reflected in 2nd week of Nov'16. Then i got a trail mail from the Finance & Operations team asking them why i was not informed of this cheque bounce of customer that happened in Aug'16. They accpeted their negligence & reverted back to me on writing also which also i have as a document. But our HR head & Zonal head didnt want to listen to this & asked me to resign on 21-Nov-2016. On 21-Nov-2016 evening they send me the Termination Letter. On 22-Nov-2016, i told HR to terminate me, now the game started as they want me to resign. I keep on sending mails to give clarifications & requested them to give a second thought with all logics possible, but they were adament & wanted me to resign repeatedly mentioning regarding the customer's cheque bounce as fradulent business. Keeping all legal aspects in mind, i told them to terminate & refused to resign. I got terminated as of 22-Nov-16.
14) Post my termination, the customer whose cheque was bounced is an HNI customer, and after he heared my incident immediately paid Rs.2.25Lacs+charges with direct transfer to company account on 23-Nov-16, and ALSO SEND ME THE RECEIPT COPY OF THE PAYMENT MADE - Which establishes that the reason the company HR & ZH raised during my termination proved false & shows their intentional action against me
15) I was termianted from service on 22-Nov-16 but got the full month's salary which is quite tricky as salary cycle deadline is 26th of every month & any employee leaving before that doesnt entitle to get the full salary for the month. Now, after 2 months, the HR send me a mail notice demanding recovery of Rs.34000 as i havent served the full month & left company before the salary cycle without notice (in our level the notice period is 30 days). I replied to them that i was terminated & not left the company on my will. Asked for a clarification for such demand notice & not got any reply yet from anyone.. almost 2 months over.

 

Santu   28 March 2017

The case is very strong in all aspects and i have all the proofs and documents as below:
1) Invitation mail from company Bharti Axa to me and the participants for the Zonal Meet with Venue mentioned with the hotel name.
2) After the incident, we were taken to the nearest hospital Mercy Hospital, Park Street. The medical card issued by the hospital mentioning lift fall in hotel with details of injury diagnosed
3) Full medical and operations report of Fortis Hospital where i did my treatment and surgery. The total bill was 2.54Lacs, where i got 2Lacs from the company mediclaim and remaining was paid by credit card of the company's zonal head after i threatened them that i will not leave the hospital till. Ya bills are paid 100% by company or who so ever responsible
4) All post and press hospital treatment documents and reports
5) The mail trails which i have send my company HR & Zonal Head demanding 1.07Lacs of cash expenses which i have done during pre and post hospital along with all bills, and long mail followups started in Dec-2015 & finally got Rs.80000 in Feb-2016 against total bill of 1.07Lacs
6) The PIP letter that i first got in April-2016 & all my mail trails aganist that till June-2016
7) The PIP initiated in April-2016 was against the performance for Jan-Feb-Mar-April, which was later unofficially withdrawn with no actionables from the company side due to my mails
8) Further new PIP issued to me in July-2016 for performance of April-May-June'2016 with given timeframe for that is from July-Sug-Sept'2016
9) All my mail trails further against that PIP with indications of my injury and disability situations
10) I issued a notice to the company demanding damage compensation & mentioning the harrasement & consiparacy to throw me out of the job where i mentioned that i am ready to resign from the job if company pays be sufficient compensation
11) The company issued me a Notice asking clarification of why i am making such claims. That notice also i have where the company has clearly stated the incident details in the hotel mentioning the name of the hotel, event date, the money they paid me against the bills, and my performance related matters. THIS IS A STRONG DOCUMENT WHERE COMPANY ACCEPTED & MENTIONED THE DETAILS OF THE FULL INCIDENT.
12) I have replied to their Notice with Legal aspects & points mentioned.
13) The PIP issued in July expires after September-2016. On actuall books i have achieved also the target, but they triggered the point of a customer's cheque bounce which i have proof that the company officials has never informed me earlier & never reflected in the MIS of the company also. It only got reflected in 2nd week of Nov'16. Then i got a trail mail from the Finance & Operations team asking them why i was not informed of this cheque bounce of customer that happened in Aug'16. They accpeted their negligence & reverted back to me on writing also which also i have as a document. But our HR head & Zonal head didnt want to listen to this & asked me to resign on 21-Nov-2016. On 21-Nov-2016 evening they send me the Termination Letter. On 22-Nov-2016, i told HR to terminate me, now the game started as they want me to resign. I keep on sending mails to give clarifications & requested them to give a second thought with all logics possible, but they were adament & wanted me to resign repeatedly mentioning regarding the customer's cheque bounce as fradulent business. Keeping all legal aspects in mind, i told them to terminate & refused to resign. I got terminated as of 22-Nov-16.
14) Post my termination, the customer whose cheque was bounced is an HNI customer, and after he heared my incident immediately paid Rs.2.25Lacs+charges with direct transfer to company account on 23-Nov-16, and ALSO SEND ME THE RECEIPT COPY OF THE PAYMENT MADE - Which establishes that the reason the company HR & ZH raised during my termination proved false & shows their intentional action against me
15) I was termianted from service on 22-Nov-16 but got the full month's salary which is quite tricky as salary cycle deadline is 26th of every month & any employee leaving before that doesnt entitle to get the full salary for the month. Now, after 2 months, the HR send me a mail notice demanding recovery of Rs.34000 as i havent served the full month & left company before the salary cycle without notice (in our level the notice period is 30 days). I replied to them that i was terminated & not left the company on my will. Asked for a clarification for such demand notice & not got any reply yet from anyone.. almost 2 months over.

 

Dr. Atul [9013898936] (Lawyer, Scholar)     28 March 2017

Santu bhai, please start with the fact that you have a very, very difficult case to prove negligence on evidence. I do not intend to dishearten you, but when you say you have a VERY STRONG CASE, you are living in a world of dreams. Please. You have been wronged. YES.  You might be compensated. But you are faaaaar from a perfect case. Sorry. As much as I might sound like a devil right now, a devil speaketh true better than a false tempting angel .... your call.

Kumar Doab (FIN)     29 March 2017

You have posted that:

“point of a customer's cheque bounce which i have proof that the company officials has never informed me earlier & never reflected in the MIS of the company also……………It only got reflected in 2nd week of Nov'16. 

…………They accpeted their negligence & reverted back to me on writing also which also i have as a document. 

………………But our HR head & Zonal head didnt want to listen to this & asked me to resign on 21-Nov-2016……………….but they were adament & wanted me to resign repeatedly mentioning regarding the customer's cheque bounce as fradulent business.

……………….the customer whose cheque was bounced is an HNI customer, and after he heared my incident immediately paid Rs.2.25Lacs+charges with direct transfer to company account on 23-Nov-16, and ALSO SEND ME THE RECEIPT COPY OF THE PAYMENT MADE………………………(in our level the notice period is 30 days). I replied to them that i was terminated & not left the company on my will.”

 

In your last post you have mentioned that you have been terminated.

You are right that in case of Termination with immediate effect the company should tender notice pay.

However you are posting that termination is effected on charge of :Fradulent Act (misconduct).

 

Is the reason: fraudulent activity is mentioned in termination order Or what is the reason mentioned in termination order?

 

Is cheque bounce mentioned as Misconduct in service conditions issued to you?

 

The demand of resignation from you is in writing or do you have irrefutable evidence of such demand?

 

If Termiantion is effected on misconduct (proven) then company can deny notice pay.

 

Santu   29 March 2017

No termination is not for misconduct. It's for performance from July-Aug where i missed to achieve the target because of that cheque bounce. When i clarified with documents that i am not been made aware of the cheque bounce by the company on time else i would have resolved the cheque bounce and achieved the desired target, they didn't listen and blamed that such reasons will not work. In the termination letter, the reason of performance is mentioned, as well as i have been demanding compensation from the company has been also mentioned. No incident of cheque bounce etc is mentioned.

Dr. Atul [9013898936] (Lawyer, Scholar)     30 March 2017

Santu bhai, I ususally dislike advising people to go for litigation, but in our case, daal de on the hotel 

Santu   30 March 2017

Pls suggest what kind of cases can i file against hotel & company and also suggest a good lawyer in Kolkata for the same.

Kumar Doab (FIN)     31 March 2017

You have posted that:

 

they didn't listen and blamed that such reasons will not work………………………..In the termination letter, the reason of performance is mentioned, as well as i have been demanding compensation from the company has been also mentioned. No incident of cheque bounce etc is mentioned.

 

1. OP (They) won’t agree on merits that are on your side.

2. So SCN that was issued to you was acted upon. ( It is in conflict with your posts in your 1st post.....................that someone suggested you to claim that NO action was taken on SCN).

Your last posts are contrary to your 1st post.

You have not replied to many points.

Employee should disclose full facts when leaning on to counsel’s seeking support.


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