Npa and recovery proccess of co operative bank


I have takan a home loan of 23.70 lac from a multistate scheduled co operative bank before 2 years now i have some finacial crisis and my account is irregular its about to npa as i really dont have money. I am trying to sell the property but its taking time because of market situations. Can there any provision to get some time to regular the account? In how much time bank can attach the property Is there any way that i can get the 6 months time to settle down the loan by selling property What is the proccess and time of recovery
 
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CEO

Few years ago the Supreme court had issued directions to loan recovery agents of Banks to come down on there aggressive pressure tactics which led to many suicides and laid down guidelines to recover loans. If you've faith  in your paying capacity by selling the property by talking to bank higher OFFICIALS SUCH AS CEO   etc yoy can borrow time and pay within 6 months. Add Bank Ombudsman also in the talks.

 
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