Hello,
Recently i planned to purchase a resale property in noida for which i have already given the token money and posses Agreement to Sale document. My seller already has a loan in DHFL and I have applied home loan from HDFC. HDFC doesn't go for home loan if the sellers loan is in different bank but for case to case basis they do it provided some gurantee is given(in my case it is my father's property papers). Now since the HDFC home loan process is taking time i also applied loan in DHFL thinking my agreement to sale date. I got sanction letter from HDFC and will be getting sanction letter from DHFL also. If i go for DHFL i have to pay the processing fees of 11500 which in case of HDFC i have already paid. HDFC executive is asking me to submit Father's property original papers and then within 2 days a cheque will be made in the favour of DHFL seller's account. I need to know how much time would it take for the remaining process. I have no idea whether mortgage permission or any other permission from authority will might pop up related to property transaction. Could you please advice the process afterwards if go for HDFC?? I'm scared HDFC executive will come up with some new formality requirement once i deposit my father's property paper and meanwhile DHFL executive starts asking for agreement signing and remaining amount deposition. Please explain me the remaining process. I will be really thankful
