Financial cheating by husband

Sr Manager, HR/IR

Husband and wife both are employed living together. Wife manages the household expenditure including one of their child's education from her salary. The house has been also purchased by wife in which they reside. The husband withdraws the wife money as per his wishes from wife account as the acces of account details has been provided by the wife voluntarily. Husband took large amount of personal loan from bank mentioning wife name also as a Co brower without informing wife and spend the entire amount somewhere about wife is not aware of. Now wife is being pressurised by husband and husband family members to pay the loan emi to bank from her salary. Now wife is unable to pay as she has to manage alone every thing without husbands contribution in the same. Need your valuable suggestion for taking legal action on husband by wife.
 
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How can wife become the co-borrower of loan without her consent and the authorized signature, in a personal loan?
 
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