Please let me know what needs to be clear , I am describing issue again
We have Purchased a Duplex on 2012. till date I am paying EMI for this , Loan was disbursed from HDFC Home Loan.
we have divorced now (Decree executed on May 2019).
For the Property , ex wife paid some amount , that I returned last year march. and she has signed affidevit of rs 1000 Stamp Paper. in which she accepted all the amount which she paid got from me and now she does not have any right to this property and I am Free to registered property or buy or sell etc.
same has been mentioned in Decree as well.
I submitted these docs to bank but bank is asking me to bring her physically for sign, As in Loan she is also co Applicant. On Allotment letter her name is also involved. as the loan has with both the name bank is not ready to remove her name without her physically sign. As the name is not removing from Loan Bank is not ready to update Allotment letter and hence not ready for Registry. As bank is not ready Builder is also not ready. As of now Property in my posession.
he also sent an letter to builder that if she get her money she dont have any objection if builder register this property in my favor.
Please let me know if still my post is not clear.