In Reply To :
Banking forcing payment on second credit card
Ms. Aadya Joshi,
Your supplementary query clearly speaks about your query to be an academic problem, not a real one.
I was under impression that yours is a real problem. Had I knew that yours is merely an academic problem, I would have avoided my advice. Don't expect tutorials for your academic exercises. For tutorials, better ask your own class teacher.
If not a law student, even if law is told, how would you like to deal with that, as a lay person, would be a matter of surprise for me. Can you explain, what would you do with the law, if not intended to repay the dues of credit card? However, if intended to challenge in the court of law, you will again have to hire services of a lawyer, who would take care of law, but still to your disadvantage as against the recovery to be made by the bank.
As Mr. Sudhir Kumar has already said, the bank knows the law under which it can recover the amount from you and through which of the modes.