fraud by life insurance agent and sales manager

mukesh gupta (Querist) 02 May 2009 This query is : Resolved
i had given my cheque for the payment of my policy, but in order to get the commission your sales manager and advisor, who happens to be close relative of each other,have forged my signature and provided fake address proof and given me all together a new policy. Except my said cheque rest all is fake and forged even my signature. my 1st policy was for annual premium of Rs 50000/-. I get a salary of 2.5 lac p.a., its just impossible for me to have this additional burden of forced investment. when i contacted the BM/TM he says "take the refund and forget all this is vary common." if you assure me proper criminal action against them i shall provide all details. my only hurting is that this way in order to get money and sales they have no right to play with investor and reputation of your company. the name RELIANCE was formed by respected late shri Dhirubhai Ambani.Can any one justify the ethics. in case you can not help me i shall proceed in the matter as per the legal advice i get. regards what can i do in the matter

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adv. rajeev ( rajoo ) (Expert) 02 May 2009
Dear Mukesh
Initiage the criminal proceedings against the co., sales manage and advisor. If co., is made as party both the sales manager and advisor will learn a lesson. U can file a complaint for cheating and forgery.

A V Vishal (Expert) 02 May 2009
Dear Gupta,

Approach the Obudsman of IRDA and file a complaint. Further, if the theory of forgery is correct then file a criminal case against both the accused at the local police station under whose jurisdiction you live for cheating and forgery.