Anup
07 December 2017 at 22:13
I was the gurantor of my father loan account declared NPA bank sold both of my properties. Now my name is in ECGC SAL . As I have already suffered can I claim the relived or bank can further claim from me the remaining dues. Pls suggest
Jaigopal Soni
18 June 2017 at 19:03
Kindly let me know what to do if promises made in land acquisition award us 11(1) are not completed. It was mentioned in land acquisition award passed in 2011 that permenent employment will be given but not given till date what to do?
Nazeer Ahmed
03 November 2016 at 14:45
I had purchase a flat to be constructed in June2006 and after the due diligence the home loan was sanctioned and disbursed to the builder as the said bank was the sole financier to the project and my EMI started from July 2006 though the construction started only from Sept 2007. During Feb 2007 when the guideline value got increased from 3200 to 20000 the builder asked me to revert the sale deed which was registered in July 2006 and I refused to honour his request and his pressure continued till March 2008 for which I have to put him to a notice. Though I did not receive a reply from the builder but I received a letter from the bank addressed to the builder and marking a copy to me which states that since I had not deposited the title deed the possession of the flat should not be given to me. I sent letters, complaints and personal visit to the bank proving that my EMI was fully being honoured and requested to withdraw the said letter which was not addressed and hence moved SCDRC against the builder and the bank in Sept 2008. Neither the bank nor the builder responded to the summon of the forum and in Aug 2010 as a collateral effect I suspended my EMI to the bank by duly informing the bank.The bank recall the loan in Dec 2010 and I showed my interest in writing to close the loan and I went personally to the bank with the payment but the bank refuse to accept it and they only insisted me to talk to the builder to come out of the problem.The bank sent me a Sarfaesi notice in July 2011 which was duly replied by recalling the entire communication and again conforming to close the loan, the bank neither replied nor proceeded further but moved the DRT by filling an O A under RDDBFI act in March 2012 and I was forced to face the trial for four years and the DRT had reserved for orders since July 2016 and still pending and in the state consumer forum the argument was completed in Sept2015 and when the president went on retirement in Jan 2016 he sou motto reopen the case and again it is posted for argument and at present there is no President appointed till date. Both the cases I am the party in person. Please guide me what should be my next course of legal action. I have not got my property till date.
K R Ranjan
24 September 2016 at 16:03
Dear Sir/Madam
We as an SSI unit ( pvt ltd company) engaged in manufacturing of sheet metal components has borrowed term loan for purchase of toolings and working capital loans from Bank of Baroda in 2010 .
During 2011 an action (mass action)taken by local authorities of polution controll board , our unit was closed .
All though very next week board people visited our fascility and certified all the compliances , but it took all most six months time to get formal restart order.
Mean while our loan account has huge overdues .
We requested for restructuring of ac , against which we were asked to repay the overdues .
But again after repaying the same we were denied for restructuring.
we even requested to get a TEV study from third party as nominated by bank on our cost , but all in vein.
Finally bank initiated their various action in 2012 and it is still going on.
Now i need your valuable opinion on :---
1.Can we sue bank for not supporting us in the time of need arises by the factors ruled by the situation beyond controll of promoters.
2.Can we move to court for fixing personal responsibility of bank officials due to whoom huge amount including our equity and bank loan amount got in losses.
3.As per RBI guideline in a borrower must be given a second chance to repay his obligations .--- Up to what extent this can be applied forcefully for a banker .
Yaaros
22 September 2016 at 16:19
SBI asks to submit all original documents including title deed along with housing loan application in the branch office. They told me that they can't even process my application without submitting original documents. So, should I receive acknowledgement for the same? If yes, any specific format for the same? or Just an acknowledgement specifying document names in bank letterhead is enough? Any rules regarding banks issuing receipts to customers while receiving original documents?
ASHWANI GAGNEJA
19 May 2016 at 20:13
Dear Sirs,
We had supplied material to a Company based in Delhi / Gurgaon in app. 12 lots.But 2 of the Invoices were not signed by them. About a dozen times Statement of Account was sent to them, but there was no reply. Neither they accepted nor denied it. If the last Invoice is not taken into account, the case becomes time-barred. Please suggest since they have not denied the statement, will the court accept the last Invoice.
Thanks & Regards
harshit
19 May 2016 at 17:17
Dear sir,
I have a query regarding maintenance 125 crpc.
The fact is following:
A maintenance 125 crpc is decided rs. 7500/-PM for one child and wife, on 18.02.2009 as Ex-party in magistrate court.Thereafter, immediately, I filed the revision in District court. The revisional court had kharij/set aside the ex-party maintenance and decided the case on 03.04.2010 and awarded the maintenance Rs. 1000/- for child and 2000/- for wife(total 3000/-PM).The file has returned to magistrate court for next procceding.
Meanwhile i had to paid this amount Rs. 1,05,000/- one Lakh five thousand for 14 months( during this pending case in DJ court).
The case is still running/pending in family court/magistrate court. Because I had file a case U/S 340 crpc as a counter case, so it is pending so long.
Now the case is transferred to FTC court and to be decided for the final maintenance.
1. Now the question has raised that weather this amount Rs. 1,05,000/- one Lakh five thousand for 14 months( during this pending case in DJ court) which i have paid, should be adjusted during final decession/returen to me or not?.
2. second thing is that when the revisional court had set aside the case then this case should be succised and hence new maintenance of Rs. 3000/-Per month should be implemented from decision date i.e.03.04.2010 ? OR it should be from the date of old ex-party order i.e. 18.02.2009?
3.From which date I should pay the the maintenance of rs. 3000/-.
Kindly advice and suggest .
MANOJ
19 May 2016 at 15:55
Dear Sir
My Company wants to open plant in UP.
I want to know overall procedure for VAT registration in UP & also wants to know name of consultants who can help me in this & also his fees.
Our plant is situated in Jagdishpur ( Amethi , Sultanpur ).
Kindly Advice.
Thanks & regards ,
sarah jane
17 May 2016 at 19:04
I got married before 5 months it was a arrange marriage. Boy was not ready he broke the engagement but my family and his family pressurized him for marriage. His father spended 18 lakh on wedding however we spended 6 lakhs. My husband doesn't spoke to me he is in bangalore when ever i call him he tells me that this marriage was forced on him and he is not happy. He doesn't spoke to me. We dont have any physical relation now his parents are forcing him to bring me to bangalore but he is denying. Is there any way i can force him to stay with me and does making physical relationship with him will change him is there any law that if husband wife have physical relationship husband can't file divorce. I want him to stay with me but he is looking for divorce.
Please suggest
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BANKING EXPERT OPINION.
I was the gurantor of my father loan account declared NPA bank sold both of my properties. Now my name is in ECGC SAL . As I have already suffered can I claim the relived or bank can further claim from me the remaining dues. Pls suggest