kirtirani sole (Student) 14 May 2010

suicide and ilfe insurance

Resp. Sir/Madam is there any judgment recent or older of S.C on life insurance death claim and death is caused by suicide,murder, capital punishment or un-natural death...

what is the recent judicial trend about suicide and life insurance? please provide any case law...

Thanks n regards in advance...

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2 Replies

R.R. KRISHNAA (Legal Manager) 14 May 2010

Dear kirtirani

Regarding the issue of suicide and insurance claimed the following case might help you:-

Life Insurance Corporation of India Vs. Dharam Vir Anand, (1998) 7 SCC 348, (the court allowed compensation despite the reason of suicide.)

Regarding the judicial trend on insurance policies refer the below cases:-

Life Insurance Corporation of India is not established only for earning profits, but as a social welfare institution (re.LIC of India Vs. Anuradha (2004) 10 SCC 131); and, that the LIC policy should not be dealt in a mechanical manner (Life Insurance Corporation of India & Ors. Vs. Smt. Asha Goel & Anr. AIR 2001 SC 549 = (2001) 2 SCC 160.

Best regards,

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kirtirani sole (Student) 14 May 2010

Thank U sir...