HDFC Bank not providing me Settlement

If you had any dispute with the bank and you blocked the payments, you can raise it.

Consumer forum may help you.

It shall be appropriate to file  thru your local lawyer.

Hi,

Thanks for your reply but i am unable to get what you are trying to tell what do you mean by "blocked the payments" ??

It is the standard tactic of the bank to claim for more than  the actual dues. Wait fo few more months and let the bank come with proposal for settlement where you can bargain for more than what you antcipate.If you want to take pro active measure then file a complaint in the consumer forum regarding imposition of excessive arrears.

If you pay the total amount of purchase within the due date bank does not levy any charge.

If you have paid amount lesser than the purchase,and due to some dispute then ,you should raise it with the bank.You may ask for the refund of excess amount collected from you.

You may consult your local lawyer.

Please ask for statement of account and check up with all the transactions

first of all u check the amount which is in ur account after that  all entry post in ur bank pass book .after that u complaint the bank manager .after 15 days u can another complaint to local head office ,after that u complaint head office of that bank .

while applying credit card ,we are all agreed all rules of the bank with out reading and signing and giving to the bank rep(due to lesser time). whenever you use card , if you pay the full amount there is no problem in the credit card transaction even lot of charges service tax and other taxes your liable to pay to the bank, even if your not using the card also,most of the bank is giving settlement only no paid account only, please do not make any payment for next two to three months, give the letter go the bank, you are in loss or job less. please get the settlement letter from the bank , then pay the outstanding thro dd only close the account.

Based on the country, it size and population, the options which are available in that country may be very popular but may not be even heard off in another country. So when you choose an option for yourself, you need to see the acceptability of the credit card all over the world.

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Originally posted by :Galeel
"	Based on the country, it size and population, the options which are available in that country may be very popular but may not be even heard off in another country. So when you choose an option for yourself, you need to see the acceptability of the credit card all over the world. Stock Update	"

For getting the statement of account, you can serve a notice through registered post upon the bank calling upon for the same and in case the bank does not provide the statement of account within the notice period, you can file a complaint before Consumer Forum of competant jurisdiction with the help of some local advocate.