Bank npa

As a responsible citizen, your duty is to make a visit to the Bank, seek a statement of account and documents executed, as a PSU is our Bank and you may have to approach in case of your future and higher needs.  What the FI can do is not within the knowledge of members as depending on the amount outstanding, securities, worth of legal heirs and the property shared from deceased etc., are considerations by the bank, depending on their status of NPAS, time involved, and competencies of such recovery team in the bank.

You can get this amortization table from your bank or you can use a loan repayment calculator. The amortization table will indicate what exactly your outstanding loan amount is at any given point of time.

At this time the outstanding is 8 lac total and total pricing of property is 10 time of outstanding. Loan was taken in 2007 and father had died in 2018