Hi, My father was retired Govt employee, he took 3 lacs loan on his pension. with in a month after taking loan he died, all the loan amount was spent on his medical care. Now whatever the family pension supposed to come to my mother is pending due to this loan. The state Treasury department is asking for 'no due' certificate from bank, but bank is refusing to give it as loan is pending. bank wants to deduct the EMI from my mother's pension. Is it possible? is there any way loan can be waived off? since my mother does not earn and if her total pension will debit in the form of EMIs, then she will lose her livelyhood. please help with your valuable suggessions.
