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Andria   16 February 2017

Gift deed query

My mom has a gift deed of immovable property on her name. Will the bank consider this as collateral security for education loan.


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Kishor Mehta

Kishor Mehta (CEO)     17 February 2017

If the gift deed is properly stamped and registered it is a valid collateral. Kishor Mehta
Advocate Bhartesh goyal

Advocate Bhartesh goyal (advocate)     17 February 2017

Yes, if gift deed is duly stamped and registered then your mom is absolute owner of property and bank will definitely consider it collateral security.

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