MK SINGH 15 September 2016

credit card

On credit card of SCB 36k was payable in the year 2009. Received a phone call asking me to make payment of 18k the very next day and the balance will be waived off by way of adjustment. Since, I have no money with me, I approached one of my friends and he gave me a cheque for 18 k, which was given to SCB. After that they stopped sending any statement. Now after 7 years I have received a letter asking to pay 147 k. Please advise on the matter. Thanking you.

Reply Follow

5 Replies

Kumar Doab (FIN) 15 September 2016

You acted without getting the promise in writing and fell for tricks of collection/rcovery agents.

Apparewntly: as on date the claim is time barred.

Consult your own counsel specializing in consumer/banking matter with all record and details.

Kumar Doab (FIN) 15 September 2016

Repeated at:

https://www.lawyersclubindia.com/forum/credit-card-142171.asp

Kumar Doab (FIN) 15 September 2016

Why to repeat?

Nitish Banka (lawyer) 16 September 2016

You need to send a reply to the notice and recovery after 7 years is barred.

Warm Regards,

Advocate Nitish Banka

9891549997

Kumar Doab (FIN) 16 September 2016

Consult your own counsel specializing in consumer/banking matter with all record and details. and let your own counsel draft fiting reply, as deemed fit.