Hello everyone. My brother was an advisor in SBI LIFE NSURANCE, who was running a private firm in bhuj, Gujarat. He was given a License from IRDA. He was convicted under IPC 409 and has been sentenced for 7 years of rigorous imprisonment. While the charges were about to frame, the employee of the firm(who was held as a witness) himself said that this is not a Government agency, so 409 is not applicable. Through the web even we came across the details such as SBI life is a private firm and that its a joint venture of SBI and another private firm. My basic query is if 409 is applicable to an agent/advisor of SBI life? There are a lot of evidences that are in our favor but I want to start it from here. The decision was a lower court's one and now the case has been subjected to review in the sessions court. Please help me out.