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Chandrasekhar Parida   14 March 2019

non payment of EMI of personal loan

Dear Sir, please help me out that I have taken a personal loan from Bajaj Finance ltd. I have given 28 EMIs out of 36 installments. Now I am going through a huge business loss, which makes me helpless to pay from Feb2019. As their agents are coming rappidly I feel distressed and so I went their office to meet the collection head as well as the person who passed my loan. I made all possible way to make him understand my situation which is very much genuine.But he shouted at me infront of all and I feel very much offenced.I came home all the way almost crying. I request him to allow me to give the EMIs after two months as inbetween I will reconstruct my business and continue to pay regularly.

please help me out of this situation.


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 1 Replies

sridhar srinivasan   12 November 2020

they should have sent you a notice when your account turned NPA.after notice period only they can start recovery process.you call police or lodge a complaint.you can approach lok adalat

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