dear sir. one day i receive call from icici credit card . executive tell me that card is free and no anyother charges applicable. after somw day i receive bill of annual charges and i didnt paid . now bill is of rs . 4300 .no any documents i sign . just send photo pan card aadhar card and my photo. suggest me what i do.
Don't pay. If they call you tell them that they fraudulently deceived you into getting such card, you never agreed to pay this fee. Let them do whatever they want. Even if they have any documentation to prove you wrong, It will cost them more than 4300 to prove you wrong.