Tax benefit for housing loan, land belongs to my mother

You can claim income tax relief if you get loan in your name.

Avail the loan from the bank which shall agree to grant loan for construction on land owned by your mother.

Prefer nationalized banks and lender which do not levy foreclosure charges. Compare the offer from all banks/LIC housing finance carefully.

Does that mean I need not to be a co-owner of the land to claim tax benefit for the house construction?

Thanks,

Malay