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Student Loan

What are the guide lines for release of student loan? Are those guideleines universally applicable to all banks including private banks? Can a PSU bank differs from another PSU bank for the same amount loan? Can a equitable mortgage be inserted in the text while preparing the memorandum for deposit of deeds when it is not insisted by another PSU bank? ( If the ' equitable mortgage ' words to the efffect are inserted in the text while preparing Memorandum of deposit of Deed an additional fee of 0.5 % of the amount of loan being sanctioned to be paid to the govt at the state at the SRO.

Can somebody clarify this ticklish issue?



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