I had availed educational loan Rs 215000 in the year of 2005@sbi , I paid around 80000 till 2103.and govt paid intrest rs 64000, last two years i didnt paid any thing . Now they sold my account to reliance ARC Ltd. They sent me letter "that you have to pay Rs345000, Othetwise We will proceed legaly", Now what can i do sir?
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