Manigandan 17 December 2018
G.L.N. Prasad (Retired employee.) 18 December 2018
Submit such representation to the Bank under copy to higher authorities and request them not to recall the loan and first repay the entire default amount and with their permission continue to repay balance installments. But, before bargaining pay the exact default amount. Unawareness, inability etc., are not sound arguments for default. Express some other genuine difficulties. If the bank fails to honour raise a personal loan with some other bank/Private/NBFC and liquidate the advance and save your CIBIL score.