This event has been postponed due to some technical issues. All the participants will be informed of the dates when it starts. All the best!
Following are the rules that all the participants need to religiously follow in order to stay in the competition. Non-adherence or violation may result in disqualification without any prior notice.
No plagiarism/copy-pasting. The answers should be unique and in one's own words.
The minimum length of the answer has to be 100 words or more.
The quality and authenticity of each answer shall be analyzed by the LCI quality team individually and the decision of the quality team shall be final. Each qualified answer adds 2 points to your score.
Repetitive answers on the same thread would not add to your scorecard.
Participants have to answer only the unattended queries and not the ones that have already been resolved. The direct link to the unattended queries is here - click here
Plz, keep noting the links of the queries that you have answered so the scores can be matched if needed. To make it easier for us and safer for all, you can drop the links on - email@example.com at the end of the day.
Here is a sample answer for you all to follow - click here
(The legal provisions, case laws and link to an a related LCI article)
Any disrespectful or foul comment in the thread would attract disqualification. The decision of the LCI quality team shall be final.
You can add brownie points to your scorecard as well - Sharing the contest poster and tagging 2 friends (On any social media platform) will win you 10 points. Writing a judgment summary gets you 20 and an article gets you 30.
You can drop a mail at firstname.lastname@example.org in case of any query regarding the contest.
My father took a loan of 12.5 Lacs from HDFC Bank in January 2018. During the issue of the loan bank sold him an insurance policy (SARVA SURAKSHA POLICY) of HDFC Ergo. There was no collateral against the loan. In August 2018 my father passed away due to Heart attack. We claimed for insurance in HDFC Ergo but they declined saying they do not cover life and the policy that he had was a non-life policy covering death only in case of road accident. We asked bank for some time for paying the EMI but they sent a recovery agent in September (end) to my home for recovering the EMI. Then we discussed with the Bank Manager that we are unable to pay the huge EMI of 27,359.00 so please decrease the EMI. Initially, they suggested that they can waive off the interest and we will have to pay principal amount for sure. But now they are saying they can’t do anything.
My father was a govt. employee and we will be getting his gratuity and earned leaves after 6 months.
Please help what do now.