1.Hve the bank declared your account as NPA??
2.It is below 10 lakhs, then , your children can file a partition suit in the civil court , making bank and yourself as opposite parties, asking for injunction order.
3.Has the bank issued a notice under section 13 serfaci act?? if it has issued, the same can be challenged , the debt recovery tribunal, by filling appeal,with an application for stay.