is murder a accident..?

Arun (Querist) 19 November 2008 This query is : Resolved
Hello, people i have case where a insurance company is elluding from its liablity to give insurance amount , to the nominee by stating that the death caused to the insured is a "murder smlificator"

Facts: mother is the nominee, daughter is insured person/deseased ... death was casued by murder, there are not even single instance which point towards the parents or relatives ... FIR has been filed n one of the friend of deseased been made as accused n trial is yet to begin ... now one of the insurance company is repudiating the cliam amt by stating the death caused is "murder smplificator"
So, can any one enlighten me wat is "Murder smplificator"?
and also
is murder a accident..?

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