Sale deed lost by bank
Querist :
Anonymous
(Querist) 07 March 2018
This query is : Resolved
Hi,
My sale deed is lost by Bank, My father who is original owner of the house has passed away, Loan was closed way back in 2008 but Bank is unable to locate the sale deed. No Communication has been provided by Bank on this, everytime query is made standard answer we are searching.
what should I do?
SHIRISH PAWAR, 7738990900
(Expert) 07 March 2018
You can file consumer complaint against bank for compensation. If you are in Mumbai please contact me for further legal action.
Guest
(Expert) 07 March 2018
First apply for EC for 40 years in the concerned Registrar Office. Hope you have the Legal Heir Certificate and your father's death Certificate also.Discuss with your Advocate and serve a Legal Notice to the Bank. The Procedure for getting New Sale Deed is First the Bank has to file a Missing Complaint With Police and an News Paper advt to be made in News Paper. After a month a missing suit to be filed in the concerned Court and after proper verification the court will endorse the copy of document with its seal and then onward it would be treated as original. You should also get No Due Certificate from the concerned Bank and if it is a Registered Mortgage the concerned Bank should cancel the same at concerned Registrar Office. Discuss with local Advocate in detail.
Querist :
Anonymous
(Querist) 07 March 2018
Hi Narsimha,
Thanks for the prompt reply, but unfortunately I do not have legal heir certificate, but my mother is govt pensioner and legal heir for home.and yes I do have death certificate of my father. Also I wanted to know encumbrance certificate will be provided by Municipal corporation or Lucknow development authority?
Kumar Doab
(Expert) 07 March 2018
You may approach CEPD-RBI, BO, DCDRF... ...
Bank is liable to reconstruct the lost documents....
Such queries have been discussed in detail along with illustrations, citations that can be searched using SEARCH option in threads, articles, judgments etc ..........
Kumar Doab
(Expert) 07 March 2018
Pls post with your ID and you can get many replies………Your ID does not mean your name or phone number or email Id and don’t post these…
Post your full query in one new thread with your ID…….
Guest
(Expert) 11 March 2018
Encumbrance Certificate to be obtained from concerned Registrar. Office
Dr J C Vashista
(Expert) 11 March 2018
No reply for anonymous author.
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