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Lokesh Kumar V   29 January 2009 at 00:56

Domestic Violence Act

can the proceeding before the protection officer be quashed or stayed by the court? which court can quash or stay the proceeding?

Lokesh Kumar V   28 January 2009 at 23:34

domestic violence act

procedures for filing a complaint under Domestic Violence Act on the allegation of economic abuse. if i am the respondent in the said complaint what is the procedure that i should follow till the proceedings are over finally?

Jayadhar V.   28 January 2009 at 22:27

Filing criminal case when appeal is pending in the State Consumer Redressal Commission.for the same subject matter

I was having a chitty in Kerala State Financial Enterprises (Govt.of Kerala)(KSFE). The chitty prized to me and the prized amount Rs.70000/-deposited in FD on 18-04-2002 at the branch of 3rd accused, for three years, ie. up to 18-04-2005, at the rate 9.5%. The FD was kept as surety for the future payments of the chitty installments. As per Complainant’s request the monthly interest of the FD Rs.554/- has been adjusted in the monthly installments of the chitty.

Due to the negligence, from the part of KSFE, continued allowing the interest of the FD, Rs.554/- for the months May 05, June 05, July 05, Aug 05, even after the expiry of the date of maturity of the FD and an amount Rs.2216/- (Rupees two thousand two hundred sixteen only) (Rs.554/-) was adjusted excess in the Chitty installments for the months June 05, July 05, August 05 and September 05.

When the mistake was observed, the KSFE deliberately renewed the FD with retrospective effect, that is from the date 18-04-2005, at a lesser interest rate 6.5%, for a term of another three years with out Complainant’s consent and intentionally adjusted the said excess interest amount from the interest of the renewed FD without giving a notice even. In the name of recouping the excess interest already adjusted, they had also deducted Rs.84/- from my Savings Account, without my consent and without giving a notice to me. I was remitting full chitty installments in cash, from the month Oct. 2005 onwards without allowing any interest adjustments in it.

The KSFE defended her action by saying that the FD was under surety to their chitty and denied to alter their actions already taken from their side. So, the Complainant was forced to lift the lien on the FD, and surrendered it on 13-03-2006 for payment with a request to treat it as an unrenewed matured FD as on 18-04-2005. On surrendering such unrenewed FD, the 2nd accused should have been allowed the permissible savings interest 5.5% for the period 18-04-2005 to 12-03-2006, as per their own provisions. But my request was refused and treated the FD as a renewed FD and subjected for a pre mature closure and allowed diminished rate of interest 4.5% for the aforesaid period.

While making payment to the surrendered FD, the KSFE has given a lesser amount Rs.68986/-, under the pretext of excess interest adjustments and diminished rate of interest. Even if, the FD was subjected for a diminished rate and the adjustment of the excess interest are made from the amount, I was eligible to get more amount than Rs.68986/-. The 2nd accused had recovered more amount than Rs.2216/-, the excess amount supposed to be adjusted. The KSFE conveniently ignored the fact that Rs.84/- was also deducted from the sugama savings account of mine for the purpose. When I pointed out this error the KSFE claimed that their calculation was absolutely correct and the dues to be adjusted from the FD was Rs.3790/-.

The matter was taken before the Hon’ble District Consumer Dispute Redressal Forum (CDRF), Kollam, vide CC.No.128/2006. With a view to win the case by any means, the KSFE filed false affidavit before the Hon’ble CDRF, Kollam stating that I was not paying the full chitty instalment. This affirmation was absolutely false, as I was remitting full chitty installments in cash in the chitty from the month October 2005 onwards and as such there was only Rs.2216/- dues required to be settled/adjusted. There was no dispute/default in the payment of the said chitty installments from the 1st installment till date other than the excess interest adjustment made in the chitty during the months June 05, July 05, August 05 and September 05. For this I have original receipt for the payment of monthly installment. But the KSFE has filed a false affidavit before the Hon’ble CDRF, Kollam, claiming Rs.3790/- (instead of Rs.2216/-) was required to be realized from the disputed FD as it was already credited in the chitty installments from the month 05/2005 to 02/2006.

The

vinod bansal   28 January 2009 at 21:29

immoral trafficing act

Sir
sec.3/4/5/6 of immoral trafficink act is bailable or non-bailable.

vinod bansal   28 January 2009 at 21:00

faulty ATM machine

Sir
when My friend operate his ATM & try to withdraw some amount by inserting his credir card in ATM machine,there appear a message on screen/display that ATM service is currently not available,thats why he collected his card from ATM machine & went his home next day when he again rushed at ATM machine for withdrawl he found that an amount of Rs. 20000/-was shown lesser than his actual balance there was showing a debit of Rs. 20000/- on previous date in fact not a single penny was withdrawn by my friend,now what is remady available to my friend as consumer forum has refused to entertain my complaint due to non-maintainability on this ground,bank has already refused to refund the amount,plz help me and provide citation on this deficiency of bank in regard operation of their faulty ATM machine .Thanks

Saai Murugan   28 January 2009 at 17:39

Email to a unknown person

Hi Sir

Is it illegal to send emails to unknown people

Please Advice!!

Thanks
Saai Murugan

mehul dave   28 January 2009 at 16:10

cooperative society

Resp. sir(s),
my friend has purchased a shop in a cooperative society.
society has asked him to pay rs. 1,00,000/- towards the transfer fees which was before some period Rs. 10,000/- only.
my question is that can a cooperative society increase the transfer fees at its own descretion? or there is some provision in law fixing the limits of the transfer fees beyond which the society cannt go?
thank you v. much for your support

BHAWNA   28 January 2009 at 15:44

FEMA - RBI (KYC REQUIREMENT)

Hi
I would like to know the when, how and for whom KYC is required.

Also is it just needed when foreign investor is an individual or is it also needed when foreign investor is a company.

Please advice

Thanks & Regards
Bharti

Sunil   28 January 2009 at 12:37

mimimum wages for cement industry

Dear Sir,

I shall be highly obliged if helped to know the minimum wages for all category provided by the Karnataka government from April 2008 for Cement manufaturing company incorporate as per Company Act 1956 having more than 100 employees working.

Thanks and Regards-
Sunil Gandhi

Member (Account Deleted)   28 January 2009 at 09:02

INFORMATION TO BE SOUGHT UNDER RTI ACT

Sir,(1) Can any one guide me as to what procedure is to be adopted to seek any information under the RTI Act?
(2) An Association formed and run by the members of the business community, can we seek information from association under the RTI Act?
(3) If answer is yes, than can any one provide me with an ruling of CIC or any other court in the matter.
Thanking you,
Yours faithfully,
MOTIWALA HAROON SATTAR