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Education loan

Querist : Anonymous (Querist) 17 January 2020 This query is : Resolved 
I had clear my education loan by paying under one time settlement. Now bank is not giving me No due certificate they keep saying it's not yet approved. what next procedure I should take?
KISHAN DUTT KALASKAR (Expert) 18 January 2020
Dear Sir,
You may approach Banking Ombudsman or consumer forum or High Court for getting appropriate directions to the concerned Bank.
Dr J C Vashista (Expert) 19 January 2020
One time settlement is sufficient proof qua clearance from loan account.
What is the purpose of seeking NOC from banker ?
It is advisable to consult a local prudent lawyer with relevant records for better appreciation of facts, professional advise and necessary proceeding.
Sb Karma (Expert) 20 January 2020
If it is govt.bank you can get status information by using rti
consult local lawyer for best assist.
T. Kalaiselvan, Advocate (Expert) 26 January 2020
If you have the details and documentary evidences of this one time settlement then you issue a legal notice demanding the no due certificate , f the bank is still not responding then you may approach consumer court with a complaint seeking remedy and relief along with compensation for the deficiency in service.


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