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surender   20 April 2018

personal loan

hi mera name Surender hai Mene bank se loan Liya tha personal loan 4 saal ke liye jisme se 28 mahine pay kar chuka hu lekin problem ab ye ho gayi hai ki meri job chali gayi company ne froud kar diya or meri job nahi rahi jiske chalte 3 4 mahine se Mene EMI de saka Mene bank Ko sab kuch bata diya fir bhi mujhe daily call karke paise ki dimand karte hai or dhamki bhi dete hai ki kanooni karwayi karenge Mene bank se request ki thi ki mera loan settlement karwado lekin bank mana kar diya bank ne kaha paisa to Dena padega nahi to regal karwayi ke liye ready raho
bank walo ne mujhe se kaha ki police mujhe ghar se utha lejayegi pure mohale me log dekhge batao fir doge paisa

meri condition yesi nahi hai ki me bank ka Sara paisa de saku

pls mujhe advice karo ki me kiya karu ki bank yesa na kare

agar bank statement karne ke liye bole to me kitna de kar settlement kar sakta hu

pls help me pls help me


Learning

 4 Replies

Adv Deepak Joshi +917017821512 (Advocate)     20 April 2018

Bank cannot use illegal means to take their money back. If they are harassing you then complain to RBI about their behavior.

Mohammed NIZAMUDDIN Farukhi   20 April 2018

First you have not disclose from which bank you had taken loan, whether Nationalise Bank, MNC or NBFC, accordingly I can advice you. But remember if bank moved legally you have to face it since you have a genuine cause chance of getting time.

P. Venu (Advocate)     21 April 2018

THe Bank can initiate legitimate means to recover the loan. But no police case lies in the matter nor can Bank can attept to shame you.

surender   21 April 2018

Thanks for best advice Lekin is problem se niklne ka kuch to hoga ap koyi mujhe bata sakta hai ki bank kitne parsent me settlement kar dega

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