If the manager do watever he can, I think the problem itself is in the bank. If possible pay your account on time to avoid such problems. Have you heard about the irs? Will you owe taxes for 2012, or can you expect a refund? The best way to know is to complete a tax return, The information to file with is coming soon in your W-2 tax form. In the meantime, concessions might be postponed because the IRS won't even look at returns until January 30, thanks to the fiscal cliff.
