Succession certificate

If there are words on Succession Certificate about the death of person, bank should not insist on this. But it depends on it's departmental rules and formalities.

Original copy of the death certificate issed by competant authority is a MUST to settele claim case by bank

Can any court grant a Succession Certificate without teh proof of Death. Succesion Certificate is Legal representation and teh Bank is bound to pay the claim as per the Succession Certificate. Failure of which the heir or Claimant can approach banking Ombudsman or file contempt petition in the court which has granted the Succession Certificate.

Some bankers use their uncommon sense [ nonsense] in rendering customer service and land up in trouble 

So I have received three different answers. which one is valid? Afterall ther must be a clearcut 'yes' or  'no'.I know that succession certificate is issued only after the honourable court is satisfied about the death of person. But there are a number of cases when people later on have been found to be alive. So my question was about the responsiblity that may accrue against the bank in such eventuality. Is bank absolved of all its responsiblity after obeying the succession certificate?

Please refer RBI Master Circular on customer Services in Banks dated.02/07/2012 paragraphs 23 read with paragraph 20.2

Mr Narendra reply is totally correct supported by legal logic. Yes the Bank is absoved of all the responsibility.

The court persumes a person to be dead when for 7 years his whereabouts are not know at all from any means, so in that case even if the succession certificate or death certificate is isused  the bank will ask you to sign a bond of indemnity.