Submission of Bank Particulars.

Query No.1 : Payment of money is generally guided by payee's choice of mode of payment. That is the choice of the person who will use the money after payment. Is there any scope for payment policy by Govt. or other financial organisations? What is the legal perspective in this regard. Query No.2: Reserve Bank of India did not make any mode of payment as compulsory. They are in favour of popularizing electronic mode of payment only. But financial institutions are making payment through NEFT/RTGS/ECS compulsory. Can an individual approach Court of Law for seeking relief in favour of his choice of mode of payment? Query No.3: One of my neighbours is willing to receive his salary payment through cheque from his office. But his office is denying. Can he take legal remedy to compel his employer to accede to his demand for receiving salary through cheque? Query No.4: Can an individual or an Organisation rightfully and legally demand another person's bank account particulars to be formally disclosed by him for paying salary and/or LPG subsidy? Query No.5: Under Article 21 right to life and personal liberty is guaranteed. Whether an individual is legally bound to disclose his bank account particulars to others(LPG Distributor) and/or to his Employer? S Bhattacharya Date: 20-2-2015