Government going for digital India and copy the model of Western Countries by lowering rate of interest, credit/ debit card transaction etc. If Government wants to copy it then the consideration of basic facility and need of senior citizens must be priority. In Modern India planning the rate of interest has gone down. The senior citizen thriving on limited capital fix deposit investment in bank on interest income, how they will survive ? There is no other facilities provided to senior citizens, if you want to copy only taxation planning. GST and Cards transaction then Government should consider to give extra % of interest, should provide care for aged home, free medical treatment. This part is totally neglected by Government. It seems Government is interested to get huge revenue by Taxes but not interested to give facilities or to take liabilities of Senior Citizen .