Relieving letter

You need to enter into correspondence with citi bank and cibil in regards to atleast a no objection from them for no dues cleareance may be on prospective scale so as to secure employment.

Regards

But this doesn't have any connection with Citibank.

Issue with Citibank, i have taken a loan and settled with post write off. even in cibil, the citi bank loan is showing as current balance 0. later i was getting some mails and charges of suvidha a/c maintainence with compound interested charges, i asked them to close it, they said i have to pay 1 lac towards the loan closure, then they can consider my request to take any action.

now, wipro is refusing to give relieving letter, unless i get clearance from citibank. I feel like, wipro hr is trying to fool me, by refusing to provide relieving letter in some context. I m sure, things won't move unless i take some strong action.

Please advice, what is the best/ legal approach..

You have posted that:

-------“and they have happily agreed to give it, as i m willing to join back in wipro.”

This seems to be the bone of contention.

Some employers do not want to take on board the candidates whose history with credit bureau’s show delinquency, default, outstanding……………….

------“i have taken some external loan from citi bank and my CIBIL is not clear, so they are refusing to give the relieving letter.”

“even in cibil, the citi bank loan is showing as current balance 0.”

Suvidha thing is probably some life insurance whose premium is paid thru card.

You should have given instructions to close it.

If Citibank has never supplied the policy document etc then you may have the chance to close the matter………………

--------“now, wipro is refusing to give relieving letter, unless i get clearance from citibank.”

Wipro may refuse to allow rejoining but can’t take the reason to decline relieving letter.

The limitation period for FNF in your case might have been perceived as 3Y by Wipro, however if you succeed to be covered as ‘Workman’ as in ID Act you should not have issues……………………

Approach your lawyer.

There are many threads on FNF/Relieving letter which you may find relevant and useful e.g;

https://www.lawyersclubindia.com/experts/Notice-period-not-served-in-full-425096.asp

https://www.lawyersclubindia.com/forum/Employer-not-relieving-employee-contt-89308.asp#.UkP5C9KAqWM

https://www.lawyersclubindia.com/forum/Empolyer-forcing-for-notice-period-89058.asp#.UkAj49KAqWM