Hi, I borrowed a home loan 2 years ago from LnT Housing Finance, at which time the ROI was 10.35% floating. After that the RBI slashed rates by 50 basis points, twice. I requested them to cut down the rates, many times, but they refuse for one or the other excuse. I am paying more money than required, for this. I really don't know how to proceed from here. How I can take action. Any help would be much appreciated.
