Personal loan - settlement

Hello team/advocates I need your suggestion on my below request. I have a personal loan from HDFC Bank. I have paid 26 instalments with out any break. In my complete history of loans starts from 2004 onwards I am a prompt payer because I am a software employee. Now due to my health issues I have left my job. I don't want to go for software job because of my health issues. I don't want to be bankrupt. I have some money so I can go for settlement also to close the loan. So please suggest me with options available to me. Thanks Raj