Madam Amandeep Kaur, sometimes we come across such critical problem, where no ready-made solution can be found. Your worries are very much respected, but since you have been very caring 'Dhee', a faithful wife and would also be loveable mother in future, then I hope you yourself would be able to come out of such ordeal. But, please don't loose your heart on such hiccups, which will go off with your love, passion and patience in the near future. Be wise and save money for your family's future but at the same time not to annoy your FATHER in-law. Regards.