Mortgage when ROR is lost

NO panel lawyer in the forum?

What's ROR?

In Finance,  Rate of Return (ROR), also known as Return on Investment (ROI),

only prabodh can say what he meant!

In State of  Andhra Pradesh  ROR is known as Record of Rights on Agricultural Lands under AP Rights in Ladn and Pattedar Pass Books Act 1971

If the ROR - ttiel Deeds are lost the party can apply for the Duplicate form the Concerned MRO/Thasildar and  also a certificate - that  original are  lost and duplicate ROR - Books are  issued  to  the party and further to certify that there are no recorded liablities/mortgages/charges etc   on the Agri land till  the date of issue Duplicate ROR Books - Ttitle Deeds .Then  the party can approach  the  bank for Mortgage -  Y V V Rao Advocate Warangal 

For mortgage, in the context of property, ROR means Record of rights as stated by  Vishweshar Rao is also correct.  It is very much necessary for banks for bank for approval of loan,  If it is lost, you may obtained duplicate of certified copies from Revenue Authority.

Mere Record maintained by the Revenue Authorities may not be sufficient. You will have to obtain certified copies of sale deed, partition, gift, will etc if the owner has got title on the basis of any of the above kind of documents. In case of ancestral property, the above kind of documents may not be available. In that case ROR may be good enough for mortgage. But then the descretion lies with the Bank or the finance institution.

I agree  with  obsevations  made  by Shri Palnitker . The descretion is with the Bank to accept  or not the   Duplicate ROR Books as Mortgage Ttitle  deeds