It appears that you have bent on conflicting with the financial institution.
LIC is a Public Authority unlike a Private financial Institution, and every thing is computerised, and you have executed documents, and as per Rules and regulations that was entered as input data while sanctioning your loan, automatically gives effects periodically.
Repayment of loan is borrower's responsibility, and one can not expect periodic reminders, once EMI is fixed.
I am sorry, you should feel more responsible as monies involved are Public funds and given to you several times more cheaper than market interest, and the market value of real estate is escalating every day, while the rupee value is diminishing. To be frank, the 11.5% interest is nothing when compared with value of appreciation on the building. Please consider that institution which have provided a home, and improve your credit rating, as you can not raise any funds from any financial institution if your credit rating comes down.