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I have registered a residential flat in my name in Chennai in 2014 through bank loan (Mortgage-Original Deed is with bank) ..Now i would like to include my husband as a co-owner/joint ..Kindly explain me the procedure to include my Husband name also . If not possible shall go for a gift deed ? what about the stamp duty please? The main reason is :-my husband can claim income tax benefits from the property/flat. Is there any other way? Kindly reply.