Criminal case against bank

Dear Querist,

You may examine offer documents and your terms of engagements on both sides. Then you see how you covenants of the documents that binds you as alleged by te co. has to be judged. Also please examine the contents of the FIR and allegations against you therein.

You will find the answer.

For further query, you may revert.

Learned experts/members have given valuable advice. Kindly follow it.

You have posted that:

---“I had a salary account and a joint account with a bank thru the office I was working with.”

Salary a/c is single a/c. Company must have signed as Introducer. Obtain certified copy of the form from bank.

The joint a/c mandate should be seen. Obtain certified copy of the form from bank.

Is it Joint a/c in which both the a/c holders should sign?

Is it E&S in which any one can sign?

To create a FDR Bank might have obtained signature on debit advice (than cheque) mentioned in FDR form or separately.

Why should you as employee open a joint a/c with company?

or Why should company as employer open a joint a/c with employee?

--“The bank only provided the FD Opening form”

Go thru these forms carefully and show these to elders in the family, competent and experienced well wishers including some banker, lawyer/law firm.

In whose name the FDR’s are prepared and who has signed the debit advice for creating each FDR?

If FIR has been lodged obtain a copy and do not hesitate or wait. Approach a lawyer with elders in the family as ap.

Mr.Kumar Doab advise is correct. Obtain the papers for evidence in future case.

Hello,

A co-op bank had opened a partnership firm's current account. But, did not took consent of one of the partner in the said firm & the account was active for more 3 yrs. Does this matter a criminal offence & what are the sections?

Would like have your opinion for the same.