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pandian s (ofice superintendant )     21 December 2016

Credit card menace

Dear sir I have taken a SBI credit card in the year 2006 .I have repaid the dues except Rs. 8000/= due to the fact that the SBI have collected penalty as such I stopped the payment and write a letter for the details . SBI never sent a reply . On 19.12.2016 SBI send a letter that SBI decided to sell the credi card dues to the kotak mahendra Bank as such I have to pay the dues and giving a heart burn shocking news of that i have dues of Rs. 1,00,000/= What can I do for the harassment of SBI kindly give details of any forum to wage legal battle against SBI at Thanjavur Thanking you Yours sincerely Pandian S


Learning

 9 Replies

Ms.Usha Kapoor (CEO)     22 December 2016

You file a case in district consumer forum against SBI inTanjjaore puttingforth all the above facts after giving a legal notice and stating that  SBI has commited deficinecy in service in recovering the loan with respect to its credi tcard although a major part of dues but Rs.8000  HAVE BEEN CLEARED it  is fradulently claiming its creditcard  dues as Rs.100000   instead of  Rs.8000.If you appreciate this answer please give me a like on my profile.You can expect justice in consumer forum.

Kumar Doab (FIN)     22 December 2016

Hope you have sent letter under proper acknowledgmernt.

M/s SBI card is to supply reply under proper acknowledgment.

Entrust the matter to a very able counsel specializing in consumer/Banking matters.

 

 

 

Kumar Doab (FIN)     22 December 2016

In consultation with your counsel specializing in consumer/Banking matters, you can also lodge complaint with :

 

Smt. Uma Subramaniam

Chief General Manager -in-Charge Department of Non-Banking Supervision

Central Office Centre I, World Trade Centre, Cuffe Parade Mumbai-400 005.

Phone: 022-22153350

Email id: cgmicdnbsco@rbi.org.in

THE DETAILED DUTIES OF DNBS CAN BE SEEN AT: ( DNBS:  Dept. of Non banking Services) https://www.rbi.org.in/scripttts/AboutUsDisplay.aspx?pg=Depts.htm#DNBS  

YOU MAY ALSO LODGE A COMPLAINT WITH: .

 Governor

Reserve Bank of India

Central Office Building

 

18th Floor, Shahid Bhagat Singh Road Mumbai-400 001.

022-22660868

governor@rbi.org.in

 

 

 

 

Kumar Doab (FIN)     22 December 2016

You may go thru:  

https://www.lawyersclubindia.com/search_results_custom.asp?dir=forum&q=harassment+by+icici+bank+recovery+agents&B1=GO  

 

 

https://www.lawyersclubindia.com/forum/Harrasment-by-icici-banks-recovery-agents-76271.asp

Kumar Doab (FIN)     22 December 2016

Repeated query:

 

https://www.lawyersclubindia.com/forum/details.asp?mod_id=145346&offset=0

 

 

Pls don't repeat and continue in one thread.

Rama chary Rachakonda (Secunderabad/Highcourt practice watsapp no.9989324294 )     22 December 2016

Good response by Mr.kumar Doab. You can follow it.

Kumar Doab (FIN)     22 December 2016

Thanks Mr. Rama chary Rachakonda.

Sudhir Kumar, Advocate (Advocate)     01 January 2017

You have cultivated the trouble.

 

the dues kwwp multiplying on compund rate each month.

Sudhir Kumar, Advocate (Advocate)     01 January 2017

The dues arose in 2006 and the bank could have filed civil suit by 2009.  now the limitation is over.

 

the limitation will revive once you aknowledge the debt by reply to the notice or by filing consumer case.


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