I had an SBI credit card in 2006. Due to strained finances and loss of job I was unable to pay the due. Yesterday I received a call from Delhi and the person calling claimed he was calling from SBI and I have dues pending. He kept calling repeatedly and when I did not answer the calls he called my sister in law and told her to put me in a conference call. After so many years they are calling and harassing me and my family members. He did not give me any details of my card etc and said I owe them 1 lakh which I should pay immediately or they will file criminal case against me. I do not know what to do. Kindly suggest
I spoke to one contact who had called and agreed on a on time settlement of 35k. I was issued a letter of settlement as well wherein it's mentioned that by 31st of May I should make the payment. I have already made a payment of 10k and requested for few days to arrange for the rest of the amount. Also said by 31st I would do the payment. Still everyday they keep calling me and my family members and harass. I really don't know what to do or tell them. They are rude and very abusive. I really don't know what to do.